by guildy | 8 Dec 2016 | Buy to Let Borrowing, News
If you are a landlord financing buy to let property with a limited company sourcing the right mortgage can be a challenge. Although many landlords are considering moving to a corporate set-up, lenders will still consider mortgage affordability in the same way as if...
by guildy | 15 Sep 2016 | Buy to Let Borrowing, News
Lenders are warning that changes in mortgage underwriting rules are set to fundamentally change the buy to let market. Enhanced underwriting criteria that has increased the rent cover calculation for landlords will impact on borrowing, warns trade body the Council of...
by guildy | 28 Apr 2016 | Buy to Let Borrowing, News
Buy to let landlord confidence is reeling after a series of tax hikes viewed as attacks on property investors. Research revealed that 59% of landlords believe that scrapping tax relief on finance interest for high earners and a 3% surcharge on stamp duty for second...
by guildy | 16 Dec 2015 | Buy to Let Borrowing, News
A buy to let lender say tax changes announced by Chancellor George Osborne has set off a stampede for corporate borrowing. From April 2017, landlords paying tax at a higher rate will start to lose mortgage interest relief and see a new way of working out tax on rental...