Ground 2 Mortgage Notice


England and Wales



Product Code: F044

A ground 2 notice is to notify a tenant before a tenancy is granted the the rented property is subject to a mortgage and that possession may be sought in the future by the mortgage company. It’s use was more for assured tenancies and isn’t as important for most assured shrothold tenancies.

Many buy to let mortgage companies will insist on this ground 2 schedule 2 notice which if being served must be done before an assured or assured shorthold tenancy commences. In all honesty, it’s not really needed nowadays but mortgage companies still insist on it’s service and it’s probably not worth arguing with them.

The full text of ground 2 Housing Act 1988 is available here.