I’ve done a check on a new prospective tenant. All good and the report gives a figure for what the tenant should be earning in order to afford the tenancy.
The problem is that the tenant is on Universal Credit and cannot tell me how much they will get until they actually move as they have just sold their house after a family split.
I’d like to request a guarantor, and the tenant has someone who is willing to do this. My question is, when I check the guarantor what right do I have to ask them for proof of income, and how do I know they can actually afford it and don’t have all their disposable income already tied up with other financial commitments?