Recent Articles

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Council Tax – Discount on Second Homes and Long-Term Empty Properties

Currently, a number of exemptions and discounts are available for council tax where no one occupies a dwelling as their main residence. (more…)

Council Tax Benefit Reforms From April 2013

Currently, Council Tax Benefit (CTB) is assessed by local authorities on behalf of the Department of Work and Pensions (DWP) but the rules governing the assessment process are applied the same way throughout the UK. (more…)

Welfare Benefit Cap – April 2013

Housing Benefit From 15 April 2013, a new cap on the total amount of welfare benefits that people of working age can claim will be introduced in stages. The London boroughs of Bromley, Croydon, Enfield and Haringey are to be the first. The cap will then be rolled out to the remainder of the country by the end of September 2013. Most benefits

Civil Justice Reform April 2013

Civil justice reforms The civil justice system is being reformed and many new provisions are to take effect from 1 April 2013 including changes to the small claims threshold, legal aid and no win no fee arrangements. Small claims track threshold changes If a landlord wishes to pursue a tenant (or former tenant) or guarantor for unpaid rent ...

Custodial and Insured Tenancy Deposit Schemes Summarised

Article below has been updated May 2016 - All approved schemes now operate an insured and custodial tenancy deposit scheme. Since the announcement that Guild members and our accredited landlords will be able to obtain a discount for the Deposit Protection Service (DPS) new insured tenancy deposit scheme from 2 April 2013, we’ve had a number ...

Winter weather tips – avoid damage this winter

Giles Insurance Brokers winter weather tips - avoid damage this winter With the weather showing little sign of improving and the inevitable thawing that will follow, the risk of damage, injury & financial loss is more likely at times like these. In order to help reduce this risk, we have compiled a number of 'Winter Weather Tips' that ...

Court Orders and Tenancy Deposit Schemes

A landlord may obtain possession on the grounds of rent arrears and the court order may stipulate the amount to be paid by the tenant along with costs. Alternatively, a landlord may have sued a tenant for monies owing such as damages to a property or rent arrears. The court order may be presented to one of the tenancy deposit schemes as ...

The Deposit Protection Service (DPS) Single Claim Procedure Explained

Introduction Tenancy deposit schemes come in two flavours, insurance based or custodial. The Deposit Protection Service runs the one and only custodial scheme which is free of charge for landlords to use (although coming soon the DPS will have an insured scheme option). The significant difference between custodial and insurance based is that ...

Thermal Insulating Boards and Internal Cladding

Introduction Older properties in particular can suffer from being cold even with gas central heating. From this, condensation and mould growth can become a problem which is often exasperated by the living habits of the occupiers. Often landlords will find when visiting properties that particular issues can seem to occur on north facing walls ...

Deeds Guarantors Witness Signatures Notice to Quit Possession and Double Rent

This is a good case for showing a number of issues relating to granting a tenancy, possession proceedings, notice to quit from a tenant, non payment of rent, witnessing of deeds, and a bit of double rent for good measure. Every single piece of paperwork, from application forms to notices to tenancy agreements are exactly those found on our ...