Proving income is often a problem for landlords looking to buy a home to live in or rent, so for once the tax man is offering some help.
HM Revenue & Customs has published a list of the 60 lenders who will accept printouts of tax forms as evidence of income.
The list covers most of the big lenders – plus many smaller outfits that offer specialist home loans.
These lenders will accept:
- A tax calculation copy (SA302) printed from an HMRC online account
- A tax calculation printed from tax filing commercial software
“The lenders will also need a tax year overview, which you can print from your HMRC online account,” says HMRC.
“Always check with the lender or mortgage provider what they require as evidence of your income.
“The lenders on this list have agreed to accept tax calculations and tax year overviews that customers, or their agents or accountants, have printed themselves.”
The lenders ready to accept the printouts are:
- Aldermore
- Atom Bank
- Bank of Ireland
- Bank of Scotland
- Barclays
- Blemain Group
- Birmingham Midshires
- Britannia
- Cambridge Building Society
- Cheltenham and Gloucester
- Cheshire Mortgage Corporation
- Clydesdale & Yorkshire Banks
- Co-operative Bank
- Coventry Building Society
- Cumberland Building Society
- Danske Bank
- Darlington Building Society
- Ecology Building Society
- Family Building Society
- Furness Building Society
- GE Money Home Lending
- Godiva Mortgages Ltd
- HSBC
- Halifax
- Halifax Bank of Scotland
- Hinckley and Rugby Building Society
- Holmesdale Building Society
- Intelligent Finance
- Jerrold Holdings
- Kensington Mortgages
- Landbay
- Leeds Building Society
- Lloyds Bank
- Loughborough Building Society
- Market Harborough Building Society
- Marsden Building Society
- Masthaven Bank
- Metro Bank
- Mortgages plc
- National Westminster Bank
- Nationwide Building Society
- Newcastle Building Society
- Nottingham Building Society
- Paragon Bank
- Platform
- Post Office Limited
- Precise Mortgages
- Principality Building Society
- Royal Bank of Scotland
- Saffron Building Society
- Santander
- Scottish Building Society
- Scottish Widows
- Skipton Building Society
- St Andrews Group
- TSB
- Teachers Building Society
- Tesco Bank
- Tipton & Coseley Building Society
- Together Money
- Vernon Building Society
- Vida Homeloans
- Virgin Money
- Wave Lending
- West Bromwich Building Society
- Woolwich
