I see in the Guild AST that one of the conditions excludes accidental damage by fire from the tenants liability. A landlord wants us to remove this from the agreement. What is the rationale for this condition and the pitfalls of removing it and why does it not mention other common insured risks such as flood or simply refer to ‘insurable risks’?
Insurance (England) | Responsibilities and Liabilities (England) | Tenant Obligations (England)
Excluding insurable risks from tenant liability
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