[Registration now available](/wales-meet-up-prepare-for-occupation-contracts/) for our free Wales meeting in October 2022
[Registration now available](/wales-meet-up-prepare-for-occupation-contracts/) for our free Wales meeting in October 2022
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Landlord’s Buildings Insurance

Real Estate

Insurance solutions for property owners

On behalf of The Guild of Residential Landlords Ltd, Gallagher has negotiated competitive insurance rates for property owners.
We can provide cover for most types of property, with tenants accepted as standard, as well as offering:

  • Cover provided for malicious damage caused by tenants.
  • Loss of rent included as standard at no additional cost (up to £25,000 over a 12 month indemnity period)
  • Alternative residential accommodation
  • Property owners liability – limit of indemnity £5million
  • Up to 90 days unoccupancy
  • Clearance of drains
  • Fly tipping (£2,000 any one event)
  • Investigation expenses (£5,000 any one event)
  • Locks and keys (£2,000 any one event)
  • Loss of metered utility supply (£10,000 any one event)
  • Preservation of undamaged property
  • Damage caused from falling trees
  • Trace and access (£10,000 any one event)
  • Unauthorised use of public utilities (£10,000 any one event)


  • Subsidence and Malicious Damage Caused by tenants – £1000
  • Storm and Flood – £500
  • Escape of Water  and/or Oil – £500
  • Fire, Lightning, Explosion, Aircraft – NIL
  • Any other damage – £250

Minimum premium of £250 applies. Policy limits and exclusions may apply, please see policy wording for full terms and conditions



For further information, please contact the real estate property solutions team

Adam Taylor

Ben Bennet
01384 500283

Custom House
The Waterfront
Level Street
Brierley Hill
West Midlands


The Guild of Residential Landlords is an introducer appointed representative of Arthur J. Gallagher Insurance Brokers Limited who are authorised and regulated by the Financial Conduct Authority
Registered Office: Spectrum Building, 7th Floor, 55 Blythswood Street, Glasgow, G2 7AT.
Registered in Scotland. Company Number: SC108909.​. http://www.ajg.com/uk

Professional Indemnity Insurance

It’s a legal requirement that all letting and managing agents be a member of a redress scheme. All 3 redress schemes require the agent to hold professional indemnity insurance as a condition of membership.

Just as with our buildings insurance, we work closely with Gallagher and they can offer you a quote for professional indemnity insurance. If you want a quote, please call as above.