Landlord’s Buildings Insurance

Real Estate

Insurance solutions for property owners

On behalf of The Guild of Residential Landlords Ltd, Gallagher has negotiated competitive insurance rates for property owners.
We can provide cover for most types of property, with tenants accepted as standard, as well as offering:

  • Cover provided for malicious damage caused by tenants.
  • Loss of rent included as standard at no additional cost (up to £25,000 over a 12 month indemnity period)
  • Alternative residential accommodation
  • Property owners liability – limit of indemnity £5million
  • Up to 90 days unoccupancy
  • Clearance of drains
  • Fly tipping (£2,000 any one event)
  • Investigation expenses (£5,000 any one event)
  • Locks and keys (£2,000 any one event)
  • Loss of metered utility supply (£10,000 any one event)
  • Preservation of undamaged property
  • Damage caused from falling trees
  • Trace and access (£10,000 any one event)
  • Unauthorised use of public utilities (£10,000 any one event)


  • Subsidence and Malicious Damage Caused by tenants – £1000
  • Storm and Flood – £500
  • Escape of Water  and/or Oil – £500
  • Fire, Lightning, Explosion, Aircraft – NIL
  • Any other damage – £250

Minimum premium of £250 applies. Policy limits and exclusions may apply, please see policy wording for full terms and conditions



For further information, please contact the real estate property solutions team

Carly McLean
Direct dial: 07548 093529 or 020 7234 4711

Cara Mullen
Direct dial: 07548 093528 or 0207 375 9098

7th Floor
The Walbrook Building
25 Walbrook

The Guild of Residential Landlords is an introducer appointed representative of Arthur J. Gallagher (UK) Limited which is authorised and regulated by the Financial Conduct Authority. Registered Office: The Walbrook Building, 25 Walbrook, London EC4N 8AW. Registered in England and Wales. Company Number: 1193013.

Professional Indemnity Insurance

It’s a legal requirement that all letting and managing agents be a member of a redress scheme. All 3 redress schemes require the agent to hold professional indemnity insurance as a condition of membership.

Just as with our buildings insurance, we work closely with Gallagher and they can offer you a quote for professional indemnity insurance.If you want a quote, please call directly Carly McLean on 07548 093529